[info]lostangelssong in [info]07refugees

Just a thought...

Something to ponder.

We all know that LJ has an auto-payments option for people with paid accounts. You give them your credit card information, they keep it on file, and your paid account ends up being about five bucks cheaper a year. Right?

I don't have that feature set up on my LJ (my paid time doesn't run out until December, but then I'm letting my account lapse) but I know that there are plenty of people who do.

Which raises a very interesting question. If LJ permanently suspends/bans a person with a paid account that has auto-payments set up, can they, in theory, get money from that person indefinitely? Especially since the account won't have been deleted, only suspended, and the person has no way to go in and turn the auto-payments off?

I'm half-tempted to write a support ticket to LJ about this, and then I have to wonder if it would even really matter considering their utter lack of anything approaching good customer service, especially as of late.
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See, on the one hand I'd say that the coding should work like Blizzard's when an account is decimated (ie, all the stuff related to the account is gone, including the automatic payments)-- but then I remember that Blizzard has excellent customer support and competant coders.

I mean, in reality it would be theft/fraud and something I would cheerfully take LJ to court over (if I'd had automatic payments set up, which I didn't). But it doesn't mean they won't try-- my brother had a similar problem with a video subscription that he got cancelled. They tried to take money out the month after, and my parents had to do this big thing with the bank and letter-writing for a refund before the bank could then legally go after the company.

Might be a good time for people who pay by debit card to call up their financial instutition and ask about the policy for challenging bad debits on their accounts. :/ I know the process for banks differs a bit from the process for credit card companies.