If I wanted to be more specific about it, I would have been. After all, I'm not shy when it comes to using as many words as I feel are necessary for a given situation. Thus, I left it at "formal," which people were allowed to interpret. Now. Tell me. Exactly what kind of guy do I have to be to be insulted here? And before you try to back out of this, I would like to point out that you did use the phrase "something which would insult a guy like you."