TBF, what annoys me the most about Tom Nook is that he has all ideas and then he makes you do all the dirty work. Whoops, I promised fully furnished houses to our new residents - you need to go pick the spots and construct all the furnishings. He also severely overcharges for things like building relocation and bridges. But aside from that I appreciate the interest free loans without deadlines.
Blathers shouldn't have an insect wing if he doesn't like insects. But I do love how cool the museum looks.