Instead of a TIL, I have a TWIL (This Week I Learned).
TWIL that my phone warranty does not cover ghosts or zombies. I had to ask about the zombies as a just in case, since it was the ghost who shattered the screen when it was ripped from my hand the other night. Luckily, I was able to pay the insurance, so for around $200 my phone was replaced. Excellent. Because I can really afford that right now.