We both arrived ourselves on an earlier cruise. It's something to travel here... while this place travels.
So far as I know, that depends to some extent on how your finances are held. Banks accounts haven't seemed to come with, but people often have some form of housing show up. And whatever is in the house... tada. And the portal has been kind in providing money about once a year which eases some financial burden. Still, there is a lot to sort out.