Unfortunately, all point totals stop the moment you die. Hardships, privilege, and upbringing are accounted for to a certain extent. If you're under a certain age, your actions are tallied differently because you are not in control of your facilities completely. For example, children made to do terrible things at the hands of a guardian will not lose points. The guardian will lose a great many for forcing a child to do those things. The system is not as straightforward as it seems.