Suddenly you're more experienced than your mother? Or your old man? I highly doubt that.
Just because your experiences are different doesn't make theirs any less valid. Doesn't mean they can't help you, or are too ignorant to decide for themselves what they're willing to risk. You don't have the right to take that decision away from them.
Seems to me a wise young woman once said something similar to me. Should I have told her to go home and lock the door?