I had hoped to avoid such incidents as the one I found myself in this evening by owning a house rather than renting a flat. It seems as if my neighborss' ground floor bathroom flooded, which shares a wall with my front room. Normally this is not an issue until I began to have a flood of my own.. Thankfully I was able to rescue any papers before they were ruined, but all in all not how I would have preferred to spend my Sunday evening.