It was a good thing Reed loved his brother as much as he did, because he'd never take advantage of the fact that the kid knew absolutely nothing about money. No doubt Charlie had been reckless with Ciaran's income. "We'll put a lot of it in savings, okay? The rest can help take care of bills." Everyone in the family had been aware of the need for some sort of backup plan to care for Ciaran in case none of them were around one day to help.