I only just got here recently myself. I had what I thought was a decent amount of money, only for it to be... well, not worth much here at all. But I got a job at the pie shop, so soon hopefully I can get my ranch up and running. I never imagined cattle would go for so much.
But until then, the barter system will have to do. I'm just afraid I don't have all that much to offer at the moment.