Steve really should learn to phase out the word "dame" from his vocabulary. It never did him any favors in his own time and it didn't seem to be doing much for him now. It would probably do him well to find a male companion. They were who he managed to offend less. Trying to fix the damage that had potentially been done, he tried to explain his choice of wording, "That's true, but where I come from, women who expect those sort of... favors tend to... well, dress a certain way." And as far as he could tell, her dress was no different from the average patron in the coffee shop, "I would enjoy it if you refrained from any urges to kill me, but I got to tell you, I do have a little experience in that field."
Fondue. That word has even followed him to the here and now, "I'm not the sort of guy who... fondues on the first date. I leave that to the Starks of the world." He almost seemed overly offended at the idea of taking a girl out for a fondue. He was the one dance partner sort of guy. Not the guy who hits up a girl for a random fonduing.
"If there is no time limit on the loan, then it just means I have to be patient in your paying me back," he corrected, "The idea you'll survive here with no money or job is unreasonable, so eventually you'll be able to return the twenty back to me and there will be no other exchanges necessary." Did he pick a fight he can't win with this one? Well, that never stopped him before. It definitely won't stop him now. He'll just keep headbutting that wall until she got tired of them talking in circles and took the twenty. Bonus for him if he could somehow convince her somewhere in between he was just a nice guy, but he wasn't holding his breath for that one.