I have.... badger badger!
Daaaaaaamn.
At least for my bank account you have to figure out an obscure password AND the nine digit user number that is in no way related to any of my actual bank account numbers, and it blanks out most of the numbers in my credit card number once you're in as well. I basically grew up knowing this stuff, it boggles me how completely unworldly some people are on the internet.