[He can't do much with the clothes in the way, obviously, but he still drags two fingers down over his ass anyway, slow and firm]
I'd start with two. I know you can take it. Know you like to feel it. [Kisses his shoulder despite the clothes in the way] Then I'd add more, cause I know you like how it feels. Just working you open, twisting inside you. I'd just keep it like that, speeding up when you ask, making sure you're comfortable, waiting until you're close to coming.
[Then moves his hands away from, shifting back away from just slightly] And then I'd stop. Cause you're not allowed to come until you're on my cock, riding me, showing me how much you love it.