She doesn't really understand the difference, but at the moment she'll accept it because she wants the pendant, because she wants to accept the gift, a real gift given to her, because she's touched and has no way to express it.
The chain is unclasped and slipped on, she has a moment of trouble with the clasp. Is it better to expose her throat so to a wolf and get assistance, or to struggle with it herself? The options are weighed and after a moment more of struggling....