are there any credit cards that are easy to get for someone who has no credit history? i can't get a discover student card because my school is not listed as an option. i've heard store credit cards are easy to get, i just looked at macy's but they require a third party credit card and i do not have one obviously~ oh and i've already spoken to someone at my bank, despite having a steady full time job and never having overdrafted or anything the guy told me outright there's no way i'd be approved.
how is capitol one? or like what other store credit cards might i be able to apply for?
i'll be 21 on january 11th, should i wait until after my birthday to apply?