[1] I won't waste my breath and tell you that you ought to stay with any one of your various family members in town, both because I know you value your independence and also because I believe that would be unwise. Your girlfriend is pregnant and you need to begin taking a couple of things a little more seriously. [2] It would be unwise of you to continue to bleed money into the inn. If you are going to be spending that much money, you ought to at least be putting it into renting an apartment downtown. In this way, you can begin to build your credit. [3] Alternatively, you may consider purchasing a home here in Fall City. You have the money to do so. When you decide you no longer would like to live here, you can put it up for rent and earn a passive income by being a landlord. [4] I am going to e-mail all of this information to you as well along with relevant links and helpful information that may assist you in either process.