Sam/Bruce
Mutants have the X-gene. Usually activates at puberty, they mostly all have different powers but they seem to run in families a bit. Inhumans it's genetic as well but their powers get activated by Terrigen mist so until recently unless you're one of the Inhumans that actually lives in New Attilan you could go your whole life without knowing you were any different to anyone else. Someone released it all though so now there's the traditional Inhumans from New Attilan plus the NuHumans who just went into cocoons one day and came out with powers.
Man, I'm a social worker, I don't even know what good funding looks like. Ask on the network, hopefully someone will have some idea.