3. windows/apple+f for "bio.htm" in the coding of the webs page in step 1.
4. once found, replace that link with the name of the webs page in step 2.
5. for the other pages: http://royalhipster.webs.com/erix/disco.htm etc, look for the name of the pages like "disco.htm" , "facts.htm" "estate.htm" and you'll see that you actually edit those pages separately and then when you link them under the ifram section, they appear to be seamless to the actual frame of the main grey layout.
i don't know if that helped, but maybe that gives some insight on how to play with it and modify it!