1. 112233 with your heading text color 2. HEADLINE with your pithy heading 3. QUOTATION with your opening quote or text 4. rachelbanner01.jpg with your image; 500 x 225 pixels 5. TEXT GOES HERE with your content 6. FOOTER TEXT with your disclaimers, copyright, etc.
If you want to use the layout as shown, leave the hex as is. Right-click and save the banner to your computer, upload it to your photobucket or other host, and replace "rachelbanner01.jpg" with the URL.