Mmmm, is there a scale upon which these pangs of conscience should be judged upon? I mean, I know I don't want to live in my home country for the rest of my life, or ever again, but sometimes I feel guilty for not being the perfect Malaysian daughter for my parents and relatives. But I don't think I'm running away from it. (I'm probably running away from my language problems, though.) I don't think the Malaysian culture suits me as I've grown very liberal compared to it.
I don't have a license either. :D Don't want one.
I agree stopping to take risks can lead to stopped learning. I've played it safe most of my life so...yeah. But I also think I don't take risks/try new things because I also don't want to fail and look like a failure/dumb-ass/moron in front of others who get it perfectly. (Ah, perfectionism.)